David Cerna is a graduate in Economics from the prestigious University of Arizona. For the last 6 years he has been deeply involved in the rapidly evolving fintech industry, where he's worked in finance, payments, and ERP solutions. His passion lies in helping small and medium-sized businesses realize their true potential by unlocking hidden opportunities buried within their disparate systems.

About Us: BILL Spend & Expense is the all-in-one expense management solution that combines free software with corporate cards to provide you with real-time visibility and customizable control over your business finances. With fast and flexible business credit, and free spend and expense management automation software, BILL Spend & Expense will transform how you manage your company spend